Check IOB Account Balance Online, via SMS, or by Missed Call, This post is for you if you have an account with an Indian Overseas Bank and have wondered how to check your Indian Overseas Bank balance. In this section, we will go through the many options accessible to you when you need to check your bank balance.
Method 1: Sending an SMS
To use this service provided by Indian Overseas Bank, you must first register for mobile banking. It implies your cell number must be registered with the Indian Overseas Bank; if so, continue reading to learn how. You must send an SMS to 8424022122 from your registered cell phone.
The message text format is ‘BAL /space/ last 4 digit Account Number’, thus if your account number’s last four digits are 4321, the message will be ‘BAL 4321’. Within seconds of sending the message, you will receive a reply message from the bank with the current balance information for your Indian Overseas Bank account. To obtain a tiny statement, text “MINI /space/ last 4 digit Account Number” to 84240 22122.
Step 2: Call the Customer Service toll-free number.
If you haven’t registered your cell phone with Indian Overseas Bank and want to check your account amount right away, don’t panic. You may contact Indian Overseas Bank at any time at 18004254445, their customer service number, and obtain the information you need in minutes. You may use this tool to instantly check your account’s current balance.
Solution #3: Use Internet Banking
If you are computer proficient and have a user id and password for Indian Overseas Bank’s Internet banking service, you may utilise this way to obtain account balance information promptly.
- Go to Indian Overseas Bank’s internet banking page at https://www.iobnet.co.in.
- Enter your online banking area and click on ‘balance enquiry’ to find out the current balance in your account using your login id and password.
- Method 4: Make Use of a Smartphone App
- For all of its mobile banking users, Indian Overseas Bank has a smartphone app called IOBMobile. To get this mobile software from the Google Play Store, you must have an Android smartphone.
- Once you’ve previously downloaded and registered it, you may use it to check the balance on your Indian Overseas Bank account.
- After logging into the Indian Overseas Bank mobile app with your credentials, you will be sent to the home screen. Choose the account balance enquiry option, and the information will appear on your screen in seconds.
Step 5: Making use of the Missed Call Balance Inquiry number
One of the most recent additions to the financial industry is missed call banking. You may now obtain balance information for your bank account by dialling the bank’s missed call banking number. That is the most basic way to determine the amount of any bank account.
To check the balance of your Indian Overseas Bank account, dial 04442220004, which is Indian Overseas Bank’s missed call banking number, using your registered mobile phone.
Note: We have to give the registered mobile number here, which means you can only use this feature if you have registered your mobile number with the bank for mobile banking.
We hope the given information was useful in determining the balance of your Indian Overseas bank account.